Monthly Archives: May 2017

What I Can Teach You About Vehicles

Posted by sby on May 15, 2017
Auto & Motor / Comments Off on What I Can Teach You About Vehicles

Used Car Dealers: Important Things You Need To Know

There are a lot of people who would prefer buying used or pre-loved cars. Even if there are quite a lot of brand new choices nowadays, there are still a few compelling choices to get a used car.

First of all, you may really want to buy a specific car model for years now and you may have actually found one of a particular model year with a much lower price today. You may also have the cash to afford a used car without problems but you don’t want to get yourself involved with several years of payment that you might be required with a brand new car. You may also be running a small business and somehow you see yourself saving a lot more cash if you just get a used car to own compared to getting a brand new one.

However, you should also consider the fact that these used cars might already have its pitfalls. You can depend on the car’s reliability based on the manufacturer’s engineering, previous owner’s habit of driving and maintenance, as well as the mileage on the car, which is unlike a brand new car where you can actually expect everything to be running perfectly. It would be best if you take the following things into consideration when taking the leap:

You should expect that you will be replacing more parts the higher the mileage on the car. You may start replacing inexpensive things like brake pads and fuel filters, but you should know for a fact that this could actually get bigger such as having to deal with transmission overhaul or even a new radiator or perhaps a replacement of A/C compressor. You should also see to it that you get yourself a copy of the car’s periodic maintenance schedule so that you’ll exactly know what to do with the car.

You should never be cheap. Of course, you can be thrifty, yes, but if you decide to delay replacement of worn parts, you’ll definitely have to spend a lot more. In case of the cooling system, delaying its needed replacement will only cause a domino effect.

You have to have enough budget for two things: initial car purchase and for necessary replacements. It would be best if you have at least 20% of the purchase price to make it your “fix-it” budget. This way, you’ll have the resources needed to deal with parts that needed replacing.

You should still do some research on the car. It is very important that you know the car’s reputation that you’re planning to buy and in order for you to do this, you should talk with somebody you know who owned that specific model you’re eyeing.

Where To Start with Dealers and More

Posted by sby on May 08, 2017
Auto & Motor / Comments Off on Where To Start with Dealers and More

About Vehicle Leasing

For both the public and businesses, it is well documented that vehicle leasing can be financially beneficial for them. On the other hand, it’s easy to be bogged down with the different options available before you. As you read this article, you are going to learn about jargon as well as other reasonable tips that can be useful when selecting which contract hire or car lease deal to choose for your needs.

Number 1. Choosing a contract hire – contract hire is basically a vehicle leasing contract that’s so versatile because it works well regardless if you’re a partnership, limited company or sole trader. You’ll only need to pay for monthly or fixed rental and most of the time, included in the package is service and even repair of the vehicle you have chosen, which is the biggest advantage for choosing contract hire.

It is smart to ensure that this is included in any lease deals or offers to be able to avoid dealing with hidden costs. Contract hire is offered often on 18 to 48 months contract at which time you must return the car to the lender.

Number 2. Choosing personal contract purchase – otherwise known as PCP, this car lease deal is typically offered on a 2 to 4 year deal. And so long as you have a good credit rating, you can easily use PCP. It is almost the same to other kinds of lease available in that you’ll have to settle the initial low amount and which will be followed by fixed monthly payments. You’ll have to hand the car back to the lender at the end of contract agreement or you can pay them to keep the car for good if you want to.

Number 3. Choosing personal contract hire – this is also offered on a 2 to 4 year basis much like personal contract purchase and is the best option for business and companies that provide employees of certain stature of personal car allowance. Like with other deals, you have to be sure that the service, repair and maintenance are offered as part of the deal and that you will return the car before the end of agreement.

These are just some of the different kinds of car leasing that you should take into mind when making initial inquiries regarding car lease. Say for example that you have a bad credit rating or has recently started a new company on the other hand, there are several options that you can try if you wish to lease a car which you might want to inquire like lease purchase, subprime contracts or non-status contracts as well as hire purchase.

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