4 Lessons Learned: Finances

Posted by sby on December 30, 2017

Tracking your Finances with Downloadable Apps

A recent study conducted by Gallup found that only about 30% of people set a budget regularly. In addition, about 10% of adult Americans have no credit history. This translates to about 45 million people without a credit score. People without a decent credit score find it difficult to get financial services such as credit using the traditional methods. It is important for one to start a plan that will help then get a good credit score and track their spending for the following reasons.

Keeping up with your bills is one of the reasons. People are likely to fall behind on their bills if they do not have a budget. Falling behind on your bills is a mistake that regularly happens even though nobody likes it. Falling on behind on paying your bills will result in a negative hit on your credit score. Late payment of bills will also result in high penalties in addition to the effect on your credit score. However, you do not to worry if you are the kind to forget when to pay your bills. There is the downloadable Prism app that will help you remember to pay all your bills on time. You just need to download the app on your phone and enter the various bill amounts and link them to the account you use to pay. You will then be reminded when a bill is available or due. And you do not have to pay anything for the app.

Downloadable tools are also helpful to those people that have troubles budgeting. Most people are unsure of where their money goes. If you are one of these people who need a better understanding of how much their lifestyle is costing them, the ‘You Need A Budget’ app will be of great help to you. It’s a downloadable financial solutions app that keeps track of your finances. This app and software helps you identify the areas that you are overspending on and also helps you track other expenses such as rent, gas and water bills.

To get a loan from an online lender like Bonsai finance, you will need to have downloadable financial tools on your phone or computer. Even without a perfect credit score, Bonsai finance will help you access personal loans and credit cards. Bonsai Finance does not require a credit check, making it easier for those without a good credit score to access credit. Bonsai Finance uses a software that is easy to use. If it is your first time applying for a loan from Bonsai finance, you will find their FAQ section very helpful. Download the Bonsai Finance app now and start getting online loans fast.

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